News
No Changes to the LVR Rules – And for Property Investors, That’s Not a Bad Thing
The Reserve Bank has reviewed its Loan-to-Value Ratio settings and decided to leave them exactly where they are. Sometimes, no news really is good news. For property investors, banks can continue to have up to 10% of their new investor lending at LVRs above 70%. Owner-occupiers also remain unchanged, with up to 25% of new lending able to be above an 80% LVR. So ...
40,000 New Homes Approved – Now That's the Sort of Number We Like to See!
After a few challenging years, here's some genuinely encouraging news for New Zealand. Stats NZ has reported that 40,581 new homes were consented in the year ended June 2026 — up 19% on the previous year. Even better, it's the first time since 2023 that annual home consents have climbed back above the 40,000 mark. That's not just good news for the construction ...
Leverage Other People's Money
What if you could buy a $700,000 investment without having $700,000 in the bank? That's one of the unique advantages of property investing. One of the reasons rental property has helped many people build wealth is something called leverage. Leverage simply means using borrowed money to purchase an asset. For example, you might invest a $140,000 deposit and borrow the remaining amount from the ...
Benefit from Capital Growth
What if your rental property earned you money while you slept... even if the rent only covered the expenses? That's the power of capital growth. One of the biggest reasons people invest in rental property is the potential for the property's value to increase over time. While rental income is important, many investors build significant wealth through long-term capital growth. Of course, property values ...
Passive Income Through Rental Property
Wouldn't it be great if your money worked as hard as you do? That's one of the biggest reasons people invest in rental property. Rental property can provide an ongoing income stream through rent payments from tenants. Now, let's be realistic. Most rental properties don't generate huge cash surpluses on day one. In fact, some investors need to contribute money towards the property, ...